Long-term care insurance to help keep you at home

Up to 70% of people aged 65 and older will need long-term care to help with everyday activities, such as getting out of bed and bathing. This kind of care can be expensive, but long-term care insurance from Lundeen Isaacson Insurance helps to cover it should you ever need it.

Why do I need Long Term Care?
The risk is real: the national average cost for a private room in a nursing home is $122,943.60 per year. Most people simply can’t afford to pay that out of their own pockets. And, like everything from gas to groceries, the cost of LTC services continues to rise.

Over the past 10 years, the national averages of nursing home rates have gone up over 30%.

At Home
Most people prefer to remain in their homes as long as they can. Long-term care insurance can help you pay for services you receive in the comfort of your own home!

In a Care Facility
Sometimes, more care is needed than you can get at home. A long-term care insurance policy also helps you pay for care provided in an assisted living facility or nursing home.